Unlock Your Business Potential with a Merchant Cash Advance

At Mindful Funding Group, we understand that businesses often need quick and flexible financing solutions to seize opportunities and manage cash flow. A Merchant Cash Advance (MCA) offers a straightforward way to access the capital you need, with repayments tied directly to your daily credit card sales.

How an MCA Works

Application: Businesses apply for an MCA by providing details about their sales volume and financial health.
Funding: Upon approval, the business receives a lump sum payment.
Repayment: Repayments are automatically deducted as a percentage of daily credit and debit card sales until the advance is fully repaid.

Benefits of an MCA

Quick Access to Funds: MCAs offer rapid funding, often within a day, aiding businesses needing immediate capital.
Flexible Repayments: Repayments adjust with daily sales volume, easing cash flow management.
Lenient Qualification: Eligibility criteria are generally less stringent than traditional loans, focusing on sales history rather than credit scores.

Considerations

High Costs: MCAs can be expensive, with factor rates leading to significant repayment amounts.
Short-Term Financing: Typically, MCAs are designed to be repaid within 18 months or less.
Potential Impact on Cash Flow: Daily repayments can strain cash flow, especially during slower sales periods.

Contact Us

Have questions or need more information? Reach out to our dedicated team:

Email: info@mindfulfundinggroup.com
Phone: +1 (929) 493-1059